Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program, and managing assets and risk.
The Perfect Investment I was thinking the other day; what would the perfect investment look like? In the real world, not some fantasy world. What would the characteristics of this perfect investment be? As I was thinking I started creating a list. 12 Characteristics of The Perfect Investment Tax deferral on growth Income-tax-free withdrawals Income-tax-free survivor benefits No plan [...]